Our home loans come with some great benefits...

• Variable and lump sum repayments
• Early repayment without penalty (on standard variable)
• A fee free redraw facility
• No monthly loan service fees
• Automatic repayments (salary / account)

Variable and lump sum repayments

By contributing any extra income to your loan, in addition to your usual repayments, you are able to pay off your loan sooner and therefore you could save thousands of dollars in interest costs. ^

Early repayment without penalty

Our Standard Variable Loan can be repaid early without penalty.  On a Discount Variable Loan we don’t charge you a fee if the loan is repaid outside of the “early repayment period”. The earlier you pay off your loan the more money you save in interest charges. ^

A fee free redraw facility

The credit union gives you the option of making extra repayments on your loan and then having the flexibility of being able to redraw on these extra repayments. Terms and conditions are available on application. ^

No monthly loan service fees

Unlike some other institutions, we do not charge any account keeping or service fees on our mortgage accounts, saving you money. ^

Automatic repayments (salary / account)

You can arrange to make automatic repayments either by payroll deduction, direct debit from your savings or transaction account, Internet or phone banking. Setting up automatic repayments saves you time and enables you to avoid any late fees.^

More Information

• Need answers? Read our FAQs
• Use one of our Loan Calculators to work out what loan is right for you.

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Apply for a Home Loan.

Questions?

If you have any questions, please contact us.